Brooklynites Have Some Of The Worst Credit In NYC, New Report Says
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According to a new report issued by the Federal Reserve Bank of New York on Monday, approximately 76 percent of Brooklynites are paying off their credit cards on time, though that seems like a legitimate number, Brooklyn only beats the Bronx in the new report’s ranking.
“Community Credit: A New Perspective on America’s Communities,” studies the credit “well-being” of communities across the U.S. The data shows that 87% of Manhattanites have good credit, Queens at 83% and Staten Island at 82%. Brooklyn does beat the Bronx as roughly 73% of Bronx residents have good credit.
The report also shows that many Brooklynites don’t even have credit. Only 72.5 percent of Brooklynites over the age of 18 have a credit score, compared to 81.1% of Manhattanites, Staten Island at 87.6%, Queens at 79.4% and the Bronx at 67.3%.
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On the bright side roughly 42.2% of Brooklyn credit users don’t max out their cards every month, which almost matches Manhattan and 7% of those who don’t have good credit in Brooklyn are listed as “improving,” while only one percent are declining.
We’re getting there Brooklyn.
